PRIVACY POLICY
Pearl Crest Advisory
Effective February 18, 2026
- INTRODUCTION
Pearl Crest Advisory, a California limited liability company (“Company,” “we,” “us,” or “our”), provides tax preparation and financial advisory services nationwide.
Because we collect and process nonpublic personal information, including taxpayer data, we maintain safeguards consistent with:
- Gramm-Leach-Bliley Act (GLBA)
- FTC Safeguards Rule (16 CFR Part 314)
- IRS Publication 4557
- California Consumer Privacy Act (CCPA) as amended by CPRA
- Applicable federal and state data breach notification laws
This Privacy Policy describes how we collect, use, disclose, protect, and retain personal information.
- CATEGORIES OF PERSONAL INFORMATION COLLECTED
We may collect:
Identifiers
Name, address, email, phone number, SSN, EIN, driver’s license number, IP address.
Financial & Tax Information
Income records, tax returns, payroll records, bank account data, investment information, business financial statements.
Commercial Information
Services purchased, transaction history.
Internet Activity
Device type, browser type, access logs, website interaction data.
Sensitive Personal Information (CPRA Definition)
Social Security number, financial account information, tax return data, government-issued identifiers.
We collect only information reasonably necessary for service delivery and legal compliance.
- SOURCES OF INFORMATION
- Directly from you
- Secure client portals
- Tax software platforms
- Payment processors
- Public records where legally permitted
- PURPOSES FOR PROCESSING
We use personal information to:
- Provide tax preparation and advisory services
- File tax returns
- Communicate with clients
- Maintain compliance with IRS and regulatory obligations
- Prevent fraud
- Enforce agreements
- Improve website security
We do not sell personal information.
We do not share personal information for cross-context behavioral advertising.
- DISCLOSURE OF INFORMATION
We disclose information only:
- To secure service providers under confidentiality agreements
- To tax authorities when required
- When legally compelled
- With your written authorization
We require service providers to implement safeguards consistent with federal law.
- DATA SECURITY
We implement:
- Encryption in transit (TLS 1.2+)
- Multi-factor authentication
- Role-based access controls
- Secure cloud storage
- Confidentiality agreements
- Annual risk assessments
- Secure data disposal procedures
No transmission method is 100% secure.
- DATA RETENTION
We retain records consistent with IRS retention requirements and applicable law.
Data no longer required is securely destroyed or de-identified.
- CALIFORNIA PRIVACY RIGHTS (CPRA)
California residents may:
- Request access
- Request correction
- Request deletion (subject to retention obligations)
- Request information categories disclosed
- Limit use of Sensitive Personal Information
We do not sell or share personal information.
Requests may be submitted to:
info@pearlcrestadvisory.com
Identity verification is required.
- DO NOT TRACK
We do not respond to browser “Do Not Track” signals.
- DATA BREACH RESPONSE
In the event of unauthorized access:
- Immediate containment
- Investigation
- Regulatory notification if required
- Individual notification as required by state law
- Documentation of remediation
- CHILDREN
We do not knowingly collect information from individuals under 13.
- ELECTRONIC COMMUNICATIONS
By communicating electronically, you consent to receiving electronic communications from us related to services and compliance.
- GOVERNING LAW
This Privacy Policy shall be interpreted in accordance with California law except where superseded by applicable federal or state privacy laws.