Pearl Crest Advisory

TERMS OF USE

Pearl Crest Advisory
Effective February 18, 2026

  1. ACCEPTANCE

By accessing this website, you agree to these Terms.

  1. NO PROFESSIONAL RELATIONSHIP

No accountant-client, tax preparer-client, fiduciary, or advisory relationship is created by website use. A formal engagement agreement is required.

  1. NO RELIANCE

Website content is informational only and should not be relied upon as tax or financial advice.

  1. USER CONDUCT

You agree not to:

  • Violate laws
  • Upload malicious code
  • Attempt unauthorized access
  • Impersonate others
  1. INTELLECTUAL PROPERTY

All content is owned by Pearl Crest Advisory and protected by copyright laws.

Unauthorized use is prohibited.

  1. DMCA NOTICE

If you believe content infringes your copyright, submit written notice including required statutory elements to:

info@pearlcrestadvisory.com

  1. DISCLAIMER

Website provided “as is” without warranties of any kind.

  1. LIMITATION OF LIABILITY

To the maximum extent permitted by law:

Pearl Crest Advisory shall not be liable for indirect, incidental, special, consequential, or punitive damages.

Total liability shall not exceed $100 or fees paid to us, whichever is greater.

  1. INDEMNIFICATION

You agree to indemnify and hold harmless Pearl Crest Advisory from claims arising from misuse of the website.

  1. ARBITRATION & CLASS ACTION WAIVER

Any dispute shall be resolved by binding arbitration in California under AAA rules.

You waive any right to participate in class actions.

  1. GOVERNING LAW & VENUE

Governed by California law.

  1. SEVERABILITY

If any provision is invalid, remaining provisions remain enforceable.

  1. NO WAIVER

Failure to enforce any provision does not waive rights.

  1. ASSIGNMENT

We may assign these Terms without notice.

  1. FORCE MAJEURE

We are not liable for delays caused by events beyond reasonable control.

  1. ENTIRE AGREEMENT

These Terms constitute the entire agreement regarding website use.